ABOUT US

B&C is a privately-owned UK bank, authorised by the PRA and regulated by the PRA and FCA. We combine the skills of retail and corporate banking to support and finance our clients' aspirations.

B&C is a privately-owned UK bank, authorised by the PRA and regulated by the PRA and FCA. We combine the skills of retail and corporate banking to support and finance our clients' aspirations.

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Strategy and Principles

B&C is inspired by the tradition of private banking and takes pride in meeting the specific needs of clients in a way that promotes long-term relationships and trust. We focus on delivering excellent service to support individuals and businesses by providing corporate banking advisory and tailored lending solutions, mortgages and attractive savings products.

Learn more from our Annual Report…

History

In 2014 B&C was formed from two long-standing FCA regulated organisations: Church House Trust, a retail bank founded in 1978 and Ocean Capital, a specialist corporate lender founded in 2002. Ocean Capital acquired Church House Trust from Virgin Money.

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OurOffices
Our offices

We are based in the UK and have a Representative Office in Canada. Our HQ is in London whilst the office in Yeovil is the base for our savings team.

Contact us…

Aura_BC_Office_1670_group
Strategy and Principles

B&C is inspired by the tradition of private banking and takes pride in meeting the specific needs of clients in a way that promotes long-term relationships and trust. We focus on delivering excellent service to support individuals and businesses by providing corporate banking advisory and tailored lending solutions, mortgages and attractive savings products.

Learn more from our Annual Report…

Old London Image cropped
History

In 2014 B&C was formed from two long-standing FCA regulated organisations: Church House Trust, a retail bank founded in 1978 and Ocean Capital, a specialist corporate lender founded in 2002. Ocean Capital acquired Church House Trust from Virgin Money.

OurOffices
Our offices

We are based in the UK and have a Representative Office in Canada. Our HQ is in London whilst the office in Yeovil is the base for our savings team.

Contact us…

Our Board

Non-Executive Directors
Lord Strathclyde, Non-Executive Chairman, Bank & Clients

Lord Strathclyde

Independent Non-Executive Chairman

Lord Strathclyde became Chairman of B&C in June 2016. He has a long and distinguished career in public service, latterly being Leader of the House of Lords and Chancellor of the Duchy of Lancaster. He has served on the boards of several financial services companies including Scottish businesses and Mortgage Investment Trust Plc, Marketform Plc, Hampden Agencies Ltd and Trafigura BV. Currently Lord Strathclyde is a senior adviser to a number of international businesses and is Chairman of the Battersea Power Station Advisory Board.

Roger Barlow

Roger Barlow

Senior Independent Non-Executive Director

Roger has more than 40 years’ business and corporate experience and is a Chartered Accountant having been an Audit Partner at KPMG until 2000. Subsequently he was CFO for an AIM listed corporate finance company and is currently Non-Executive Chairman of Marsden Building Society and the independent member of the Audit Committee at the Information Commissioner’s Office.

Anthony Ward Non-Executive Director Bank & Clients

Anthony Ward

Independent Non-Executive Director

Anthony is an acknowledged expert in mortgages, risk management and funding solutions. During his career, which spans more than 40 years, he developed Kleinwort Benson’s innovative mortgage originating and securitisation business, Mortgage Funding Corporation PLC and was CFO then CEO of mortgage lender Britannic Money (now Mortgage Trust). He is a Fellow of both the Association of Corporate Treasurers and the Royal Society of Arts and a Member of the Institute of Credit Management. He is also a past Deputy Chairman of the Council of Mortgage Lenders and Chairman of Intermediary Mortgage Lenders Association.

Additionally, Anthony is a Non-Executive Chairman of Landbay Partners Limited, a Chairman of Link Mortgage Services (a division of Link Group) and has led Home Funding since 2006.

Karen McCormick

Karen McCormick

Independent Non-Executive Director

Karen has held a broad industry career which began in accountancy and progressed into business leadership with a particular interest in business performance improvement with a focus on people. Karen has worked across a diverse range of sectors and held senior leadership roles including; Chief Executive Officer at Cheshire Building Society, Group HR Director at private equity backed Care UK, Vice President HR at Kellogg’s Europe, People Performance Director at Sainsbury’s and HR Director at GUS Home Shopping / Reality. Her early career was spent in financial services. All of these roles have been transformational in nature as each business was facing a significant challenge in their market. Karen is now a Non-Executive Director with extensive exposure working with senior executives and Boards to improve business performance from the formation of vision and strategy to delivery at the front line. She is also an effective coach with the ability to identify potential and develop talent.

William Charnley

William Charnley

Non-Executive Director

William is a London based Partner and the Head of the Corporate Practice at King & Spalding International LLP, a large global law firm. He has broad corporate experience advising on IPOs and securities offerings, takeovers, private equity transactions, mergers & acquisitions and joint ventures. William has also advised bank boards on regulatory and policy changes, corporate governance and risk issues.

Executive Directors
Claire Bridel

Claire Bridel

Chief Executive Officer and Executive Director

Claire has more than 20 years’ experience in finance. Claire began her career at Coopers & Lybrand and has held a number of senior roles including EMEA Chief Operating Officer of Natixis CIB and Chief Operating Officer Europe and Middle East for FIMAT and Newedge. Claire also holds a Certificate in Quantitative Finance. Between 2011 and 2016 she worked as a consultant to support operational improvement programmes by advising COOs and CEOs of rapidly growing companies.

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Nicole Coll

Chief Financial Officer and Executive Director

Nicole joined B&C from the Bank of England where she held the position of Chief Financial Accountant. Nicole also served as the Head of Financial Control and CFO at Societe Generale Newedge in London for seven years and previously held senior finance positions at broker-dealers in New York and London. Nicole is a qualified chartered accountant having worked at Deloitte in South Africa and in the USA.

Edouard Bridel Executive Director Bank and Clients

Edouard Bridel

Head of Business Development and Executive Director

Edouard has been based in London for 25 years where he developed his expertise in the banking industry. After a career in large investment banks and mergers and acquisitions, Edouard co-founded Ocean Capital Associates in 2002 to focus on lending money to medium to large companies in Europe and North America.

Our Board

Non-Executive Directors
Lord Strathclyde, Non-Executive Chairman, Bank & Clients

Lord Strathclyde

Independent Non-Executive Chairman

Lord Strathclyde became Chairman of B&C in June 2016. He has a long and distinguished career in public service, latterly being Leader of the House of Lords and Chancellor of the Duchy of Lancaster. He has served on the boards of several financial services companies including Scottish businesses and Mortgage Investment Trust Plc, Marketform Plc, Hampden Agencies Ltd and Trafigura BV. Currently Lord Strathclyde is a senior adviser to a number of international businesses and is Chairman of the Battersea Power Station Advisory Board.

Roger Barlow

Roger Barlow

Senior Independent Non-Executive Director

Roger has more than 40 years’ business and corporate experience and is a Chartered Accountant having been an Audit Partner at KPMG until 2000. Subsequently he was CFO for an AIM listed corporate finance company and is currently Non-Executive Chairman of Marsden Building Society and the independent member of the Audit Committee at the Information Commissioner’s Office.

Anthony Ward Non-Executive Director Bank & Clients

Anthony Ward

Independent Non-Executive Director

Anthony is an acknowledged expert in mortgages, risk management and funding solutions. During his career, which spans more than 40 years, he developed Kleinwort Benson’s innovative mortgage originating and securitisation business, Mortgage Funding Corporation PLC and was CFO then CEO of mortgage lender Britannic Money (now Mortgage Trust). He is a Fellow of both the Association of Corporate Treasurers and the Royal Society of Arts and a Member of the Institute of Credit Management. He is also a past Deputy Chairman of the Council of Mortgage Lenders and Chairman of Intermediary Mortgage Lenders Association.

Additionally, Anthony is a Non-Executive Chairman of Landbay Partners Limited, a Chairman of Link Mortgage Services (a division of Link Group) and has led Home Funding since 2006.

Karen McCormick

Karen McCormick

Independent Non-Executive Director

Karen has held a broad industry career which began in accountancy and progressed into business leadership with a particular interest in business performance improvement with a focus on people. Karen has worked across a diverse range of sectors and held senior leadership roles including; Chief Executive Officer at Cheshire Building Society, Group HR Director at private equity backed Care UK, Vice President HR at Kellogg’s Europe, People Performance Director at Sainsbury’s and HR Director at GUS Home Shopping / Reality. Her early career was spent in financial services. All of these roles have been transformational in nature as each business was facing a significant challenge in their market. Karen is now a Non-Executive Director with extensive exposure working with senior executives and Boards to improve business performance from the formation of vision and strategy to delivery at the front line. She is also an effective coach with the ability to identify potential and develop talent.

William Charnley

William Charnley

Non-Executive Director

William is a London based Partner and the Head of the Corporate Practice at King & Spalding International LLP, a large global law firm. He has broad corporate experience advising on IPOs and securities offerings, takeovers, private equity transactions, mergers & acquisitions and joint ventures. William has also advised bank boards on regulatory and policy changes, corporate governance and risk issues.

Executive Directors
Claire Bridel

Claire Bridel

Chief Executive Officer and Executive Director

Claire has more than 20 years’ experience in finance. Claire began her career at Coopers & Lybrand and has held a number of senior roles including EMEA Chief Operating Officer of Natixis CIB and Chief Operating Officer Europe and Middle East for FIMAT and Newedge. Claire also holds a Certificate in Quantitative Finance. Between 2011 and 2016 she worked as a consultant to support operational improvement programmes by advising COOs and CEOs of rapidly growing companies.

Aura_BC_Nicole-Coll_1172-colour-adjusted

Nicole Coll

Chief Financial Officer and Executive Director

Nicole joined B&C from the Bank of England where she held the position of Chief Financial Accountant. Nicole also served as the Head of Financial Control and CFO at Societe Generale Newedge in London for seven years and previously held senior finance positions at broker-dealers in New York and London. Nicole is a qualified chartered accountant having worked at Deloitte in South Africa and in the USA.

Edouard Bridel Executive Director Bank and Clients

Edouard Bridel

Head of Business Development and Executive Director

Edouard has been based in London for 25 years where he developed his expertise in the banking industry. After a career in large investment banks and mergers and acquisitions, Edouard co-founded Ocean Capital Associates in 2002 to focus on lending money to medium to large companies in Europe and North America.

Senior Management

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Pedro Errazuriz

Co-founder and Responsible for Corporate Client Relationship Management

Pedro has been based in London for more than 20 years where he gained experience in the banking industry. After 8 years working within large investment banks, Pedro co-founded Ocean Capital Associates in 2002 to focus on lending money to medium to large companies in Europe and North America. At B&C Pedro drives the origination, the structuring and the execution of the corporate client transactions.

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Maria Cortes

Head Of Mortgages

Maria joined B&C in May 2016 and is responsible for the business development and broker relations for the mortgage business. With over 30 years' experience in the banking industry, she previously worked at Butterfield Private Bank and BNP Paribas Fortis within high net worth mortgage lending and prior to this in various treasury roles at BBVA, Banco Inverlat and Bancomer.

Nigel Das

Nigel Das

Head of Corporate Lending | Business Loans

Nigel Das has worked in structured finance and commercial lending for over 20 years, specialising in securitisation and real estate loans. Starting his career as a structured finance lawyer, Nigel then joined Goldman Sachs before serving as a director at Rothschild and at Eurohypo (formerly part of Deutsche Bank)  where he continued to specialize in real estate lending and restructuring.

Avril Foster-Mitchell

Avril Foster-Mitchell

Head of Savings

Avril has over 35 years’ experience of working with private clients within the legal and banking sectors.  Avril now leads the day to day activities of the savings team at B&Cs’ Yeovil office, having previously held a number of senior roles within Church House Trust before it was acquired by Ocean Capital. In addition to B&C’s range of standard products and services, Avril has experience of deposit accounts for Family Trusts and accounts held under a Lasting Power of Attorney. Prior to B&C, Avril worked within the Private Clients sector of Battens Solicitors.

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Georgina Behrens

Company Secretary, General Counsel and Compliance Officer

Georgina qualified and worked as a real estate lawyer at Linklaters before numerous legal and compliance roles within Citi, including corporate finance and financial crime. She has previously held the role of GC and Compliance Head and a director and company secretary of a challenger bank, similarly to B&C, post change in control.

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Philippe Huneault

Senior Advisor for Canada | Business Loans

Philippe joined the team in August 2013 to lead business development in Canada. Philippe has more than 25 years of professional experience and spent the first 17 years of his career focusing on the telecom industry and, most notably, developing ventures in Canada as well as the rest of the world. Philippe was key to acquiring, establishing and developing the mobile telephone business Telesystem International Wireless in Europe. In 2006, Philippe co-created Echo Capital a firm specialising in providing financings (debt or equity) to Quebec industrial companies. Philippe graduated as an industrial engineer from the University of Montreal in 1987.

Lore_

Lore Leanizbarrutia

Senior Advisor for Spain | Business Loans

Lore joined B&C in April 2013 to lead B&C's development in Spain. Between 1975 and 1999, Lore worked, as a teacher and was an active member of the Partido Nacionalista Vasco. In 2008 and 2011, Lore was elected as a member of the Spanish Senate for the province of Gipuzkoa. During her mandate as Senator, Lore was the Deputy Speaker for the Grupo Parlamentario Vasco, Speaker of the "Special Commission for the Internationalisation of the Spanish Industry" and Deputy Speaker for Commissions of Economy, Labour, Education and Public Works.

Senior Management

Aura_BC_Pedro_Errazuriz_PlainBG

Pedro Errazuriz

Co-founder and Responsible for Corporate Client Relationship Management

Pedro has been based in London for more than 20 years where he gained experience in the banking industry. After 8 years working within large investment banks, Pedro co-founded Ocean Capital Associates in 2002 to focus on lending money to medium to large companies in Europe and North America. At B&C Pedro drives the origination, the structuring and the execution of the corporate client transactions.

Aura_BC_Maria-Cortes_0752

Maria Cortes

Head Of Mortgages

Maria joined B&C in May 2016 and is responsible for the business development and broker relations for the mortgage business. With over 30 years' experience in the banking industry, she previously worked at Butterfield Private Bank and BNP Paribas Fortis within high net worth mortgage lending and prior to this in various treasury roles at BBVA, Banco Inverlat and Bancomer.

Nigel Das

Nigel Das

Head of Corporate Lending | Business Loans

Nigel Das has worked in structured finance and commercial lending for over 20 years, specialising in securitisation and real estate loans. Starting his career as a structured finance lawyer, Nigel then joined Goldman Sachs before serving as a director at Rothschild and at Eurohypo (formerly part of Deutsche Bank)  where he continued to specialize in real estate lending and restructuring.

Avril Foster-Mitchell

Avril Foster-Mitchell

Head of Savings

Avril has over 35 years’ experience of working with private clients within the legal and banking sectors.  Avril now leads the day to day activities of the savings team at B&Cs’ Yeovil office, having previously held a number of senior roles within Church House Trust before it was acquired by Ocean Capital. In addition to B&C’s range of standard products and services, Avril has experience of deposit accounts for Family Trusts and accounts held under a Lasting Power of Attorney. Prior to B&C, Avril worked within the Private Clients sector of Battens Solicitors.

Aura_BC_Georgina-Behrens_0419

Georgina Behrens

Company Secretary, General Counsel and Compliance Officer

Georgina qualified and worked as a real estate lawyer at Linklaters before numerous legal and compliance roles within Citi, originally covering investment banking, capital markets origination, research, the control group and latterly financial crime, particularly with a focus on the transactional services businesses. She has previously held the role of GC and Compliance Head and a director and company secretary of a challenger bank, similarly to B&C, post change in control.

Philippe_background_colour_change

Philippe Huneault

Senior Advisor for Canada | Business Loans

Philippe joined the team August 2013 to lead business development in Canada. Philippe has more than 25 years of professional experience and spent the first 17 years of his career focusing on the telecom industry and, most notably, developing ventures in Canada as well as the rest of the world. Philippe was key to acquiring, establishing and developing the mobile telephone business Telesystem International Wireless in Europe. In 2006, Philippe co-created Echo Capital a firm specialising in providing financings (debt or equity) to Quebec industrial companies. Philippe graduated as an industrial engineer from the University of Montreal in 1987.

Lore_

Lore Leanizbarrutia

Senior Advisor for Spain | Business Loans

Lore joined B&C in April 2013 to lead B&C's development in Spain. Between 1975 and 1999, Lore worked, as a teacher and was an active member of the Partido Nacionalista Vasco. In 2008 and 2011, Lore was elected as a member of the Spanish Senate for the province of Gipuzkoa. During her mandate as Senator, Lore was the Deputy Speaker for the Grupo Parlamentario Vasco, Speaker of the "Special Commission for the Internationalisation of the Spanish Industry" and Deputy Speaker for Commissions of Economy, Labour, Education and Public Works.