B&C combines the skills of retail and corporate banking

to support and finance our clients' aspirations

B&C is a conservatively-run, privately-owned UK bank, authorised by the PRA and regulated by the PRA and FCA


"PRA" is the Prudential Regulation Authority and "FCA" is the Financial Conduct Authority

We offer three lines of business:


- Savings and deposit accounts for retail and business clients covered by the FSCS

- Mortgages for clients whose requirements are not always met by the larger retail banks

- Business loans for medium and large enterprises to assist their growth and development


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Savings & Deposits

Corporate Euro deposit accounts

Corporate sterling deposit accounts

10 Day Instant Access Account


For enquiries, please contact:

0808 164 8040




B&C is authorised by the Prudential Regulation Authority
and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
All products are subject to terms and conditions including relevant money laundering checks.
Eligible deposits protected up to £85,000 by the Financial Services Compensation Scheme.

For more information, click here.

fscs


Mortgages

B&C provides mortgages for clients whose requirements are not always

met by the larger retail banks.


We aim to become the lender of choice for specialist, complex prime mortgages.


We work solely via intermediaries and, through a process of dialogue with mortgage brokers,

we develop tailored products with clear underwriting criteria that meet the needs of each client.


The types of mortgage lending we provide are:

- Owner-occupied residential loans

- Buy to Let residential loans

- Commercial loans

- Residential and commercial hybrid loans


All mortgage underwriting is carried out on an individual basis by our experienced team,

enabling B&C to make a quick and complete assessment of each mortgage application.


All products are subject to terms and conditions including relevant money laundering checks.


For applications, please contact:

0808 164 8040



Maria Cortes | Head of Mortgages

Business Loans

B&C works with medium to large-sized companies which are often privately-owned, family businesses,

as well as a number of listed clients.


B&C works closely with its clients to understand their businesses and long-term needs.


We are based in the UK and have a presence

in Spain, Switzerland and Canada serving global clients.


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Although we tailor our approach for each client, our offer falls into three broad categories:

- Standard business loans: strengthening the liquidity of the balance sheet structure

without causing any shareholder dilution

- Asset based lending: monetising dormant assets at the heart of the balance sheet

(inventories, stocks, intellectual property, machinery, trade receivables)

- Cash flow lending: medium to long-term financing, adapted to client needs and cash flows


All products are subject to terms and conditions including relevant money laundering checks.


Please contact:


Alex Banbury | Director of Corporate Clients | UK

Lore Leanizbarrutia | Senior Advisor | Spain

Philippe Huneault | Senior Advisor | Canada


About us



B&C was formed in 2014 through the combination of two long-standing and successful UK organisations, each regulated by the Financial Conduct Authority. Church House Trust, a retail bank which was founded in 1978 and Ocean Capital, a direct lender to corporate clients, founded in 2002.


Church House Trust started as a small regional bank offering savings products and investment services. Virgin Money acquired the banking business of Church House Trust in 2010 but sold it to Ocean Capital in 2014 .


Ocean Capital managed more than €27 billion of loans over ten years to private and public companies in Europe.


The combination of the Ocean and Church House Trust businesses created a strong organisation which draws upon the complementary skills of each firm.







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Contact us

  • Savings

    To talk to us about savings

    0808 164 8040


    3 Goldcroft, Yeovil
    Somerset BA21 4DQ



    Media

    Aura Financial

    Michael Oke / Andrew Mills

    +44 (0) 20 7321 0000




  • Mortgages

    To talk to us about mortgages

    0808 164 8040


    3 Goldcroft, Yeovil
    Somerset BA21 4DQ



  • Business loans

    To talk to us about business loans

    UK/Europe

    30 King Street
    London EC2V 8EH
    United Kingdom

    Canada (Representative Office)

    1001 Bd de Maisonneuve W (205)
    Montréal QC H3A 3C8
    Canada



To help make sure we are providing the best possible service to our clients, we may monitor or record our telephone calls.